The Social Security Fairness Act signed by the former president of the United States Joe Biden on January 5, 2025, has increased the federal retirement benefits of around 3.2 million retired Americans. The U.S. government has started to provide $1,100 more federal pensions to the eligible recipients from April 2025. According to the 25th April 2025 reports, the Social Security Administration disbursed increased federal retirement benefits to around 2.3 million retired Americans.
Social Security Fairness Act
However, over 900,000 eligible U.S. citizens have not received their increased federal retirement benefits of the Social Security Fairness Act. So, if you are one of those individuals then this article is for you. You can read the present article to get information about the expected payment date of the increased federal retirement benefits under the Social Security Fairness Act.
Overview: Social Security Fairness Act
| Article On | Social Security Fairness Act |
| Country | U.S. |
| Department | Social Security Administration (SSA) |
| Program Name | Social Security Fairness Act |
| Beneficiaries | Recipients of Social Security Benefits |
| Amount | As per eligibility |
| Payment Frequency | Monthly |
| Category | Govt Aid |
| Official Website | ssa.gov |
Why over 900,000 retired U.S. citizens haven’t received increased federal retirement benefits so far?
The former United States president Joe Biden signed the Social Security Fairness Act (SSFA) in January 2025 for supporting almost three million senior U.S. citizens by giving their retroactive payments to them. This act provides federal retirement benefits of Social Security Benefits (SSB) to such retired individuals of America who are affected by the Government Pension Offset (GPO) and Windfall Elimination Provision (WEP).
Thus, the Social Security Administration (SSA) disbursed increased retirement benefits of over 80% eligible retired Americans in April 2025. However, around 900,000 senior U.S. citizens are still waiting for the respective benefit of the Social Security Fairness Act (SSFA). The main reason for this is that the cases of these individuals are more complex than the other 2.3 million Americans. The adjusted payments under the Social Security Fairness Act (SSFA) of the 900,000 U.S. seniors can not be processed automatically.
The complex case includes the eligible recipients who are not affected by the Windfall Elimination Provision (WEP) but impacted by the Government Pension Offset (GPO) may have to wait a little longer to receive their adjusted payments of the Social Security Fairness Act (SSFA).
These cases will be processed manually rather than automatically by the U.S. government officials that’s why around 20% eligible recipients have still not received their adjusted payments. So, If you are eligible for the Social Security Fairness Act then you can regularly visit the official website of the Social Security Administration to get the latest update about the expected payment dates for your retroactive payments.
Expected payment date for increased federal retirement benefits of the Social Security Fairness Act (SSFA) 2025
The process of adjusted payments of complex cases will take time as the U.S. government officials will process it manually. The individuals who are due on increased retirement payments should check the latest notices from the Social Security Administration (SSA). These notices will provide key information about the increased payments and the official date on which eligible recipients will get the benefits under the Social Security Fairness Act (SSFA).
At present, the adjustment of monthly benefits and disbursement of retroactive payments are performed by the U.S. government officials on a rolling basis. The delayed recipients are also qualified for a one-time retroactive payment under the Social Security Benefits. However, this one-time retroactive payment is only disbursed to those individuals who have claimed the Social Security benefits in January 2024.
Hence, after completing all these processes, the officials will calculate the actual adjusted payment 900,000 eligible Ameircans will receive after a one-time retroactive payment. The records of all the delayed individuals will be updated by early November as per the Social Security Administration. Thus, the remaining 20% eligible retirees may expect to receive their increased federal retirement payments under the Social Security Fairness Act by early November of 2025.
Steps you can take for getting answers about the Social Security Fairness Act (SSFA) 2025
If you are unaware about the beneficiaries who will get their payment adjusted by around $1,100 under the Social Security Fairness Act (SSFA) then you can check the official website of the Social Security Administration. As per the SSA, the increased retirement benefits will only be received by individuals whose money was held back from their checks as they are restricted by the Government Pension Offset (GPO) and Windfall Elimination Provision (WEP).
Furthermore, individuals who worked in the private sectors which did not fund Social Security are eligible for the Social Security Fairness Act (SSFA). So, if you do not know its eligibility criteria then you can visit ssa.gov. Moreover, it should be ensured that the officials have your direct deposit and right address details. My Social Security Account will help you to check and update your correct information.
However, few retirees still do not have their Social Security Account. So, if you are one of them then your account will be created in a few minutes. You should visit the official website of the Social Security Administration then correctly fill out the required information including personal details and your Social Security number.
Bottom Line
The Social Security Administration started to disburse the adjusted payments of 3.2 million retired Americans under the Social Security Fairness Act. However, over 900,000 eligible retirees have still not received their increased federal retirement payments due to some complex cases. The officials are manually processing these cases which will take up to 7 months. Hence, the remaining 20% eligible retirees can expect to get their adjusted payments by early November of 2025.
Ember Orion is a journalism student who loves to write about social security and government schemes. Ember’s dream is to become a top-level anchor in the USA.
