The company’s net interest income (NII), the difference between interest earned and interest expended, jumped 41% to ₹12,681 crore for the quarter. The same was ₹8,987.7 crore in the year-ago quarter.
PFC’s Assets Under Management (AUM) stood at ₹5.43 lakh crore. This represents a year-on-year (YoY) growth of 12.8% and a quarter-on-quarter (QoQ) increase of 7.8%.
Gross Non-Performing Asset (NPA) Ratio, which indicates the percentage of loans that are not generating income, improved to 1.94%, compared to 2.68% in the last quarter.
Net NPA Ratio, which accounts for provisions made for bad loans, also improved, falling to 0.39% from 0.71% in the previous quarter.
The company’s other income rose to ₹1,222.2 crore, marking a 61.8% increase, compared to the same period last year, and a 92.4% rise compared to the previous quarter.
Operating profit, which reflects the company’s earnings before interest and taxes, came in at ₹6,546 crore, showing a 39.8% YoY growth and 27% QoQ growth.
Provisions amounted to ₹444.7 crore this quarter, compared to ₹74.5 crore in the previous quarter, and contrasted with a write-back (reversal of earlier provisions) of ₹337 crore in the same quarter last year.
PFC has declared a final dividend of ₹2.05 per equity share for the financial year 2024-25. Record date for the same has been fixed as June 13, 2025.
The final dividend, if declared, will be paid within the statutory period of 30 days from the date of approval in ensuing Annual General Meeting.
This is in addition to the interim dividends off ₹13.75 per equity share for FY25 already declared and paid during the year in four tranches.
Following the earnings announcement, shares of Power Finance Corporation Ltd. are trading 3.31% higher at ₹419.70. The stock is down nearly 7% so far in 2025.
