IDFC First Bank Q3 Results 2025 Live Update: Private lender IDFC First Bank released its quarterly results on Saturday, January 25, for the period ending December 2024. The bank reported a 15% year-on-year decline in net profit, while its net interest income (NII) grew by 14% year-on-year to ₹4,902 crore. For Q3 FY25, the bank’s profit after tax (PAT) stood at ₹339 crore, compared to ₹716 crore in the same quarter of the previous year.
IDFC First Bank Q3 Results 2025 Live Update: Capital Position
IDFC First Bank Q3 Results 2025 Live Update: The private lender successfully completed merger with IDFC Ltd in October 2024 through which ₹618 crore of capital have been added to the net-worth whereas, the outstanding share count has reduced by 16.64 crore shares. Including profits for 9M-FY25 and post the impact of merger as mentioned above, total CRAR as on December 31, 2024 would have been 16.11% with CET-1 ratio of 13.68%.
IDFC First Bank Q3 Results 2025 Live Update: Gross NPA ratio stood at 1.94%
IDFC First Bank Q3 Results 2025 Live Update: In terms of asset quality, IDFC First Bank reported a gross NPA ratio of 1.94% as of December 31, 2024, improving from 2.04% a year earlier. The net NPA ratio for the third quarter declined to 0.52%, compared to 0.68% in Q3 FY24.
IDFC First Bank Q3 Results 2025 Live Update: V Vaidyanathan, Managing Director and CEO, IDFC FIRST Bank, said
IDFC First Bank Q3 Results 2025 Live Update: “Our bank continues to grow well on loans and deposits. Our customer deposits is growing strongly at 29% YoY to reach Rs. 2,27,316 crores, with the CASA ratio sustaining at 48%. The loans & advances grew steadily by 22% YoY to reach Rs. 2,31,074 Crores.”
IDFC First Bank Q3 Results 2025 Live Update: NIM at 6.04%
IDFC First Bank Q3 Results 2025 Live Update: Net Interest Margin (NIM) was at 6.04 per cent for Q3-FY25 as compared to 6.18 per cent in Q2-FY25. NIM declined during the quarter largely due to decline in the micro-finance business and increase in composition of Wholesale Banking business.
IDFC First Bank Q3 Results 2025 Live Update: NII grows 14% to ₹4,902 crore
IDFC First Bank Q3 Results 2025 Live Update: Net Interest Income (NII) grew 14% YOY from ₹4,287 crore in Q3 FY24 to ₹4,902 crore in Q3 FY25. For the 9M-FY25, the growth of NII was 20.1% on YoY basis.
IDFC First Bank Q3 Results 2025 Live Update: Net profit declines by 53% to ₹339 crore
IDFC First Bank Q3 Results 2025 Live Update: IDFC First Bank reported 53 per cent year-on-year (YoY) decline in its net profit to ₹339 crore for the quarter ending on December 31, 2024.
IDFC First Bank Q3 Results 2025 Live Update: Cost-to-income to remain elevated
IDFC First Bank Q3 Results 2025 Live Update: Brokerage firm Motilal Oswal further anticipated that the cost-to-income (C-I) ratio is expected to stay high, potentially limiting growth in pre-provision operating profit (PPOP). Credit costs are likely to remain elevated due to pressure in the MFI segment, and asset quality is predicted to experience a slight decline.
IDFC First Bank Q3 Results 2025 Live Update: Axis Bank projections
IDFC First Bank Q3 Results 2025 Live Update: Axis Securities noted that IDFC First Bank’s growth in advances and deposits remains strong, although it has slowed on a quarter-on-quarter basis. The growth in Net Interest Income (NII) is expected to remain strong, with margins anticipated to either stay stable or show slight improvement.
IDFC First Bank Q3 Results 2025 Live Update: Centrum Broking projections
IDFC First Bank Q3 Results 2025 Live Update: Centrum Broking anticipates a 17% year-on-year (YoY) and 5% quarter-on-quarter (QoQ) growth in net interest income (NII), reaching ₹5,001 crore. Operating profit is expected to rise by 29% YoY and 3% QoQ to ₹2,038 crore. Net profit is projected to increase by 160% QoQ but decline by 25% YoY to ₹551 crore. The brokerage has assigned a ‘Reduce’ rating to the stock with a target price of ₹58 per share.
IDFC First Bank Q3 Results 2025 Live Update: IDFC First Bank share price closed in red
IDFC First Bank Q3 Results 2025 Live Update: IDFC First Bank stock ended Friday’s trading session 1.49 per cent lower at ₹62.17.
IDFC First Bank Q3 Results 2025 Live Update: Private lender to announce Q3 results today
IDFC First Bank Q3 Results 2025 Live Update: Private lender IDFC First Bank will be announcing its December quarter results on Saturday, January 25.
